Why Choose an Independent Agent

independent insurance agent emblem

Why choose an independent agent?

There are different sources of insurance. Some people think it doesn’t really matter where they buy their insurance. But this misconception could be costing them money, service, and protection. Buying insurance isn’t like buying bread or milk. Insurance is an important safety net for your family, your home, your car, and your business. Where you buy it from matters as much as what you buy. Independent agents give you the best of both worlds. Scroll down to learn more.

There are three sources for insurance:

1) Captive Agents, who can sell you the insurance of only one company.

  • For example, when you call Safety Insurance, you can only get policies offered by Safety Insurance.


2) Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.

  • For example, when you call Progressive, you can only get insurance offered by Progressive.
  • You cannot go to the the telephone agent's office and talk to him or her in person.
  • The telephone representative cannot stand in line at the registry to get your plates for you.


3) Independent Insurance Agents, who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage, and service. Independent agents are local and have strong client and community ties.

  • Atlantic Insurance is an independent insurance agency.
  • You can visit our Quincy or Canton office to talk to an Atlantic Insurance agent in person whenever you want to. (During business hours, of course!)
  • We can't tell you the number of times we've stood in line at the registry to get our clients' new plates for them.

independent insurance agent emblem

THE BENEFITS OF AN INDEPENDENT INSURANCE AGENT

Independent insurance agents…

  • Give you excellent service and competitive prices because independent insurance agents have access to insurance coverage from more than one company.
  • Are licensed professionals with strong client and community ties.
  • Unlike other agents, are not beholden to any one company; thus, you won’t need to change agencies as your insurance and service needs change.
  • Assist you when you have a claim.
  • Are your personal consultants working with you as you figure out your needs.
  • Offer you a choice of insurance plans and programs.
  • Are value hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
  • Offer one-stop shopping for a full range of insurance products – home, renter's, auto, business, life, boat, health, workman's comp, and much more.
  • Can periodically review your insurance coverage to keep up with your changing needs.
  • Treat you as a person, not as another number.


Client satisfaction is the key to an independent agent’s livelihood. So serving you is an independent agent's most important concern.


Below are some of the insurance companies with which we research to get the policies that best meet your needs:

Let us find the right insurance coverage for you.

Contact us today!

Posts from our Blog about independent agents that you may find helpful:

man and woman in living room looking at a tablet
By Bob Gallery - Co-Owner - Atlantic Insurance Group Agency, Inc. 08 Jan, 2021
Do you have the right amount of property coverage? This question is an important one to ask each year. Life changes and the passage of time can affect the cost of rebuilding your home or replacing your vehicle. Want to make sure you’d be covered in the case of an unexpected event? Take a quick look at these examples and reach out if you’d like to check in. Auto Coverage Say you’ve been driving since you were 16 and have never needed to file a claim. Then, one day you accidentally hit a pole in a parking lot in a moment of distraction. Even a minor incident like this could end up causing thousands of dollars in damage. If you have collision coverage with a manageable deductible as well as rental car coverage, you’ll most likely end up facing far less financial strain than if you were underinsured. Homeowners Coverage Here’s another example: Imagine that an ongoing lumber shortage has increased homebuilding costs by thousands of dollars. If a natural disaster were to severely damage your home, you want to make sure your policy would cover the rebuilding costs no matter what. Upcoming or Recent Changes Remember, life events like getting married, moving, gaining or losing income, and when a teen starts driving can all affect your coverage needs and options. Knowing you have the right policy can help bring peace of mind as well as better financial security. As 2021 gets going, reach out to make sure you’re adequately covered this year.
fingers putting a coin in a piggy bank
By Bob Gallery - Co-Owner - Atlantic Insurance Group Agency, Inc. 04 Mar, 2019
If you’re looking to save money – who isn’t? – have you considered using an independent insurance agency for your home and auto policies? Expenses are some of the biggest concerns that people have about insurance, which is absolutely understandable. That’s why an independent insurance agency will assign an agent to work with you one-on-one to craft the most affordable policy with great coverage, so that you never have to worry about money in case of an accident. How else can an independent agent save you money?
house at dusk with lights in the window
By Bob Gallery - Co-Owner - Atlantic Insurance Group Agency, Inc. 01 Feb, 2019
Independent insurance agencies offer incredible benefits that other providers simply can’t match. Choosing the right insurance can feel overwhelming, and you’ll likely have a lot of questions. However, you can cut the stress by working closely with providers who care more about protecting you, the customer, than making a sale.  Here’s why it’s best to work with an independent agent:
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